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Most people convert too little, too late, for the wrong reasons. Convert more than feels comfortable. Do it sooner than you think. And stop chasing tax savings, focus on building higher after-tax net worth. Roth conversions aren’t about lowering taxes this year. They’re about owning your future. | Craig Wear

Roth conversion rules and common questions | Fidelity

Federal employees—Roth TSP rules are changing in 2026. Make sure you’re ready. These updates will affect how your money is contributed, converted, and withdrawn—and guessing could be costly. Now’s the time to understand how the changes fit into your retirement strategy. Thursday, January 22 Free Webinar: Your Guide to All Things Roth TSP for 2026 Your money going in, coming out—and how to make the most of both. We’ll cover: • DECISIONS: Finding the right balance between Roth and Traditional • CO

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