Fine art insurers hear lots of sob stories, but more important than what happened to an artwork is whether it can be repaired. Entire teams set about puzzling out the answers to these questions, with claims adjusters, art appraisers, art conservators and sometimes even dealers. And the final verdict may not be entirely in the insurer’s hands, making value-loss determinations a nuanced and subjective process. Read more at the link in our bio | Observer