As a general rule of thumb - lenders borrow around 4.5 x your annual salary and that is the figure used to calculate the figures in this video. Some lenders borrow more than this. Lenders will consider the income of all applicants, so if applying as a couple, both your incomes will be considered. The mortgage amount plus your deposit (minimum 5%) is the total value of the house that you could purchase. Please note this is only an estimate and can vary depending on the lender, your age, existing