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It can affect whether you get a job, can rent an apartment, or get a credit card or loan. You can check your credit report for free and take steps to fix any mistakes.

Jul 31, 2025 · Learn what boosts and drops your score. Your credit score is a number representing your creditworthiness and is calculated using information from your credit report. …

Credit Karma determines Approval Odds by comparing your credit profile to other Credit Karma members who were approved for the card shown, or whether you meet certain criteria …