There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

A high credit score unlocks a bunch of benefits. You can get a lower interest rate on any loan and qualify for better financing. Mortgage lenders will look at your FICO score before determining how ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Dental care utilization rates among children have not recovered to pre-pandemic levels, according to new data from the American Dental Association’s Health Policy Institute. The ADA recently released ...