Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Business leaders use employee utilization figures to make important hiring decisions. These figures allow you to see how completely your current staff is being utilized, allowing you to more ...

Good morning, My credit score is 739 and I have a total of 12 credit cards in my history; however, I only use four cards out of the 12. I just want to know if it will hurt my credit if I leave the ...

My questions are about the 30 percent credit utilization rule. I keep reading elsewhere that you have to keep your credit use below 30 percent of available credit if you want a good score. I guess my ...

Dear Liz: Our credit scores are in the low 800s. We always pay all credit card balances off before the next billing period. We are presently charging a cruise for us and our daughter and her husband.