Auto insurance laws vary across the United States, and one of the most important distinctions is between at‑fault and no‑fault systems. In at‑fault states, the driver responsible for an accident is ...

Lawmakers in the 1970s designed no-fault insurance laws to lower car insurance premiums by reducing the number of expensive lawsuits to decide fault. But that hasn't exactly worked, and consumers are ...

No one wants to think about being involved in a car crash. Whether the incident is your fault or not, stress and paperwork (not to mention the crumpled metal) mean little good can come out of ...

Since state lawmakers overhauled Michigan's no-fault system several years ago, buying auto insurance is no longer straightforward and requires decisions on complex coverage options. So getting the ...