Learn about the pros and cons of life insurance riders.

Learn how conversion privilege in insurance allows you to update policies without health checks. Explore benefits, key rules, and how it affects term life.

An untold number of life insurance policies worth millions of dollars go unclaimed every year because loved ones either fail to file a claim or the policy itself is lost or forgotten. When a family ...

The very nature of a limited company ensures your business is a separate legal entity from you, the business owner, meaning you’re not wholly liable for its debts and assets. This gives you a degree ...

Find out more about its costs and coverage options.

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this value for your beneficiaries.

Long-term care insurance is a valuable financial tool that can help you safeguard your financial well-being in the face of potential health challenges as you age. With this type of coverage, you won't ...

Insurance can be a cost-effective way to protect yourself financially from expensive issues like a house fire, car accident or serious health condition. Understanding the different types of insurance ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Ideally, you would know if you're the beneficiary of a loved one's life insurance policy and have all the information you need to file a claim. That's not always the case, however: More than a billion ...