Your credit score is a number representing your creditworthiness and is calculated using information from your credit report. You can get your score through credit rating agencies, banks, or credit card companies you use, and free online credit score services. Checking your own score won’t lower it. However, it could fall when lenders check it.
Several online services provide one or more creditscores for free, but check whether you're receiving your VantageScore or FICO score, as more lenders use FICO.
Buy your score directly from a credit reporting agency or get it for free from your bank or credit card company. To understand where your score comes from and what it means, don’t forget to check your free annual credit report, too.
Keeping track of your creditscore is the cornerstone of a healthy financial life. Here's how to get your score for free. Your creditscore is the key to your financial future: It can...
Many major credit card companies and other lenders provide creditscores for their customers. The score could be listed on your monthly statement or can be found by logging in to your account online.
Once you sign up for one of the services below, you can check your creditscore with just a click. 1. Your Credit Card App. If you have a credit card issued by Chase, Capital One, Discover, Citi® or other major providers, you can check your FICO score or VantageScore for free in the app.
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICO® score.